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Mortgage Loan

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Mortgage Loan

Loan Against Property is exactly what its name suggests – it is a loan where the bank or NBFC lends you money and holds your property as security until the loan is repaid. Once you repay the loan in full, you get back your property. In case you fail to repay the loan, the lender can attach the property and dispose of it to recover the unpaid dues.

The loan can be used to meet long-term funding needs, expansion plans, buy new property and equipment or to refinance existing loans. CreditEnable’s lender partners LAP options are flexible, easy and quick to secure.

Benefits

Lower interest rate compare with any other loan option.

The size of the loan depends on the value of the property. Naturally, the more valuable the property, the larger the loan amount

It is a secured loan, lenders have a lower lending risk and are willing to grant a longer repayment schedule.

Longer loan period, the monthly EMI is also smaller


Loan Amount

Loan of up to 70% of the value of your property.

Repayment period

hese are also relatively long term loans and the repayment period is generally 15 years.

Minimum Business Loan Requirements

Pan Card

 Last three years income tax returns

Audited Financial Statement

Tax Audit Report

 Shop Act

MSME Certificate

Registered Partnership Deed (In case of Partnership)

Incorporation Certificate (In case of Company)

Last one year bank statement.

Business Address Proof i.e. Registered Rent Agreement or any ownership documents

Adhar Card of Directoer/Partner/Proprietor

Last three years income tax returns of Directoer/Partner/Proprietor

Net worth Certificate of Directoer/Partner/Proprietor