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Working Capital Loan

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  • Working Capital Loan

Working Capital Loan

A working capital loan is a type of short-term loan offered by a bank or alternative lender to finance a company’s everyday operations. The goal of working capital loans is to provide working capital for short-term capital expenditures, such as wages, rent, debt service payments, or to finance activities, such as sales and marketing or research and development

Benefits

You can streamline your cash flows during a lean business phase with immediate funds

You do not have to sell assets to meet operational expenses

Your business ownership will not get diluted because there is no need to sell a stake to get funding


Loan Amount

Borrow from 15 Lakh up to 15 Crore

Repayment period

Varied repayment periods depending on business needs and business financial position

Minimum Business Loan Requirements

Pan Card

 Last three years income tax returns

Audited Financial Statement

Tax Audit Report

 Shop Act

MSME Certificate

Registered Partnership Deed (In case of Partnership)

Incorporation Certificate (In case of Company)

Last one year bank statement.

Business Address Proof i.e. Registered Rent Agreement or any ownership documents

Adhar Card of Directoer/Partner/Proprietor

Last three years income tax returns of Directoer/Partner/Proprietor

Net worth Certificate of Directoer/Partner/Proprietor